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Member Name
Raymond T. Avery, III
Committee Name
Audit Committee
Enterprise and Credit Risk Management Committee
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R.T. Avery has been a director since 1998. Mr. Avery is President and co-founder of Chesterfield Construction Services, Inc., which trades as Emerald Homes. This company specializes in the "work force affordable" sector of the residential construction market. Mr. Avery has over 36 years of experience in real estate development and home building in central Virginia. This experience provides managerial expertise to the board of directors as well as an extensive knowledge of the real estate market in which the Bank operates. Mr. Avery serves as Chair of the Credit Risk Management Committee and is a member of the Audit Committee and Enterprise Risk Management Committee. He is also a member of the board of directors of Village Bank Mortgage Corporation.
Craig D. Bell
Committee Name
Enterprise and Credit Risk Management Committee
Nominating & Corporate Governance Committee
Executive Committee
Compensation Committee
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Craig Bell is a founder of the Bank and has been a director since 1998. Mr. Bell is Chairman of the board of directors of the Company and the Bank. He is a partner with the law firm of McGuireWoods LLP, where he is head of the State and Local Tax and Tax Litigation Groups. McGuireWoods is a 1,000 attorney international law firm having offices in twelve states and five countries. Mr. Bell is an Emeritus Director of the Community Tax Law Project, a non-profit provider of pro bono tax assistance to low income families and its former President; a Fellow of the American College of Tax Council; former Chair of both the Virginia State Bar Section of Taxation and the Virginia Bar Association Tax Section; a Master member of the Edgar J. Murdock Inn of Court for Tax; an adjunct Professor of Law at the College of William and Mary School of Law; and a Trustee of both the Virginia War Museum and the Henricus Park Foundation. Mr. Bell retired from the Army Reserves in 2006 as a Lieutenant Colonel after completing 27 years of service. As a result of this experience, Mr. Bell brings leadership and decision making skills to the board of directors. Mr. Bell currently serves as Chairman of the Executive Committee and is a member of the Compensation Committee and Nominating and Corporate Governance Committee. He also serves as an ex officio member of all committees.
William G. Foster
Committee Name
Enterprise and Credit Risk Management Committee
Executive Committee
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Bill Foster has served as Chief Executive Officer of the Company and the Bank since March 1, 2014. He has served as President of the Company and the Bank since August 2013. He previously served as Senior Vice President and Chief Credit Officer of the Bank since March 2012. Prior thereto, he was an independent consultant focusing on business restructuring, turnaround and strategic planning. From March 1990 until April 2008, he served in several executive leadership roles with SunTrust Bank (and its predecessor Crestar Bank), including Group Executive Vice President-MidAtlantic Commercial Real Estate Banking, Senior Managing Director and Senior Credit Officer for Corporate and Investment Banking, and Group Executive Vice President-MidAtlantic Commercial Banking Line of Business. Mr. Foster has more than 30 years of banking industry experience, which has afforded him broad knowledge and a keen understanding of all aspects of banking. In addition to his banking experience, he currently sits on the Cabinet for the Chesterfield Business Council of Chamber RVA, and serves on the board of directors of the Retail Merchants Association, Virginia Association of Community Banks, Virginia Bankers Association Benefits Corporation, and sits on the Supplemental Retirement Plan Administrative Committee for Chesterfield County Public Schools. Mr. Foster is a member of the Executive Committee, Enterprise Risk Management Committee, and an Advisory Member of the Compensation Committee. He is also a member of the board of directors of Village Bank Mortgage Corporation.
Devon M. Henry
Committee Name
Enterprise and Credit Risk Management Committee
Compensation Committee
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Devon Henry has been a director since March 2018. Mr. Henry is CEO and President of Team Henry Enterprises, LLC. Team Henry is a multi-discipline contracting and logistics firm headquartered in Newport News, Virginia, with offices in Richmond, Virginia, Raleigh, North Carolina and Miami, Florida. In 2014, Team Henry Enterprises was recognized in Fortune Magazine, ranking 12th on The 100 List of fastest growing inner city companies in the country. Mr. Henry will bring valuable business experience to the board of directors as a business owner and entrepreneur. His substantial network of business and personal relationships will help Village grow and achieve its strategic goals. Mr. Henry is active in the community and speaks at several local universities about entrepreneurship and S.T.E.M. initiatives. He serves on several boards and committees to include the Board of Visitors for Norfolk State University, Eastern Regional Director for Phi Beta Sigma Fraternity, Board of Directors for Venture Richmond, Transportation DBE Advisory Committee, Young President's Organization (YPO), and Metropolitan Business League. Mr. Henry serves as a member of the Credit Risk Management Committee.
Frank E. Jenkins, Jr.
Committee Name
Audit Committee
Enterprise and Credit Risk Management Committee
Nominating & Corporate Governance Committee
Executive Committee
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Frank Jenkins has been a director since July 2017. He is Managing Partner of Adams, Jenkins and Cheatham, one of the top 20 accounting firms in Virginia. The firm's core client base and business strategy align well with Village Bank's mission of working closely with individuals and businesses to solve problems and help businesses grow and prosper. Mr. Jenkins will bring valuable business and accounting experience to the board of directors as a CPA, business owner and entrepreneur. His substantial network of business and personal relationships will help Village grow and achieve its strategic goals. Mr. Jenkins is member of the Virginia Young Presidents' Organization (YPO), the American Institute of Certified Public Accountants (AICPA), the Community Associations Institute, and the Virginia Society of Certified Public Accountants (VSCPA). He is a licensed CPA in Virginia and North Carolina, and qualifies as an audit committee financial expert under SEC guidelines. Mr. Jenkins serves as a member of the Audit Committee and Enterprise Risk Management Committee.
Michael A. Katzen
Committee Name
Enterprise and Credit Risk Management Committee
Nominating & Corporate Governance Committee
Executive Committee
Compensation Committee
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Michael Katzen has been a director since 2008 when River City Bank merged with the Bank. He formerly served as a director of River City Bank. Mr. Katzen is a partner in the law firm of Katzen & Frye, P.C. His experience with real estate law provides the board of directors with expertise in evaluating significant loan relationships as well as working out nonperforming loans collateralized by real estate. Mr. Katzen currently serves as Chair of the Nominating and Corporate Governance Committee, Chair of the Compensation Committee, and is a member of the Audit Committee and Enterprise Risk Management Committee.
Michael L. Toalson
Committee Name
Audit Committee
Enterprise and Credit Risk Management Committee
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Mike Toalson has been a director since 2004. Mr. Toalson retired as Chief Executive Officer of the Home Builders Association of Virginia ("HBAV") on June 30, 2017. He led the HBAV lobbying team before state lawmakers and regulators and was the chief administrative officer of the 3,000 member business organization. His familiarity with various home builders and the Virginia real estate market in general are invaluable to the board of directors in evaluating significant loan relationships and marketing the Bank's services to the home building community. Mr. Toalson currently serves as a member of the Nominating and Corporate Governance Committee and Credit Risk Management Committee. He also serves as Chair of the board of directors of Village Bank Mortgage Corporation.
Charles E. Walton
Committee Name
Audit Committee
Enterprise and Credit Risk Management Committee
Compensation Committee
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Charlie Walton has been a director since 2008 when River City Bank merged with the Bank. He formerly served as a director of River City Bank. Mr. Walton is part-owner of Charles E. Walton & Co., P.C., a certified public accounting firm. Mr. Walton provides accounting and auditing experience, as well as investment and business advisory skills that are critical for the Company. Mr. Walton qualifies as an audit committee financial expert under SEC guidelines. Mr. Walton is a member of the Audit Committee, Compensation Committee, Enterprise Risk Management Committee and the Nominating and Corporate Governance Committee.
George R. Whittemore
Committee Name
Audit Committee
Enterprise and Credit Risk Management Committee
Nominating & Corporate Governance Committee
Executive Committee
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Randy Whittemore has been a director since 1998. Mr. Whittemore is retired. He was a member of the board of directors of Condor Hospitality, Inc. (formerly SuperTel Hospitality Trust, Inc.), a publicly traded (NASDAQ listed) real estate investment trust that owns hotels (from November 1994 to March 2016) and served as chairman of its compensation committee and was a member of its audit committee. He was a consultant to Supertel Hospitality from August 2004 to August 2005 and its president from November 2001 to August 2004. Mr. Whittemore served as director and Senior Vice President/Senior Administrative Officer of Anderson & Strudwick, Inc., a brokerage and investment banking firm from November 1996 until November 2001. He was President/Chief Executive Officer of Pioneer Financial Corporation and its subsidiary, Pioneer Federal Savings Bank, from September 1982 until its merger with Signet Banking Corporation (now Wells Fargo Corporation) in August 1994. Mr. Whittemore was a director of Prime Group Realty Trust, Inc., a real estate investment trust that owned commercial office buildings, and served as chairman of its audit committee from July 2005 until December 2012. He is a director of Lightstone Value Plus REIT (since July 2006), Lightstone Value Plus REIT II (since June 2008), and Lightstone Value Plus REIT III, Inc. (since December 2013), all of which are non-publicly traded real estate investment trusts (all three of which are SEC filers) that own various types of commercial real estate and related investments, and is chairman of the audit committee of Lightstone Value Plus REIT and a member of the audit committee of the other two REITs. Mr. Whittemore provides experience in banking, investment banking, commercial real estate, and public company management and board experience that are important to the Company. Mr. Whittemore qualifies as an audit committee financial expert under SEC guidelines. Mr. Whittemore serves as Chair of the Audit Committee, Chair of the Enterprise Risk Management Committee, and as a member of the Executive Committee. He is also a member of the board of directors of Village Bank Mortgage Corporation.

CHAIRPERSON = CHAIRPERSON
CHAIRMAN OF THE BOARD = CHAIRMAN OF THE BOARD
VICE CHAIRMAN OF THE BOARD = VICE CHAIRMAN OF THE BOARD


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